E & O Insurance

. Do most nursing homes have insurance to cover the cost of liability claims?

Most nursing homes do have insurance that will cover a damage award.  However, part of the insurance that nursing homes pay also covers the cost of defense attorneys who will aggressively and passionately defend the nursing homes.  Unlike plaintiffs (you, the injured party), defense attorneys are paid by the hour and can literally spend tens of thousands of dollars with investigators and consultants.

Since I handle most nursing home abuse cases on a contingency (no-fee-unless-you-win) basis, it can be very costly for me to investigate and prepare a nursing home liability case.  This is why our fee contract provides that I may associate one or more other lawyers to assist with trial preparation and to bear some of the preparation costs. I will, of course, consult with you before taking this step so that all of us are on the same page prior to engaging in the litigation process.